Acceptable Use Policy

1. Introduction

This Acceptable Use Policy ("AUP") governs your use of the Clearly budgeting application and related services (the "Service"). This AUP is part of our Terms of Service and by using our Service, you agree to comply with this policy.

We've designed Clearly to help you manage your finances effectively. To ensure everyone can enjoy a safe and reliable experience, we ask all users to follow these guidelines.

2. Permitted Use

Clearly is designed for personal budgeting and financial management. You may use the Service to:

• Track your personal income and expenses
• Set and manage personal savings goals
• Create and monitor your personal budget
• Plan for future purchases
• View and analyze your spending patterns
• Export your personal financial data

3. Prohibited Activities

You agree not to engage in any of the following prohibited activities when using our Service:

3.1 Illegal Activities

• Using the Service for any illegal purpose or to violate any laws
• Facilitating money laundering, fraud, or other financial crimes
• Using the Service to plan or conduct illegal activities
• Violating any applicable local, state, national, or international law

3.2 Security Violations

• Attempting to access accounts, systems, or data not belonging to you
• Circumventing or bypassing security measures
• Probing, scanning, or testing system vulnerabilities without authorization
• Interfering with service to any user, host, or network
• Transmitting viruses, malware, or other harmful code
• Attempting to reverse engineer, decompile, or disassemble the Service

3.3 Account Misuse

• Creating multiple accounts to circumvent restrictions
• Sharing your account credentials with others
• Using another person's account without permission
• Providing false or misleading information when registering
• Impersonating any person or entity

3.4 Abuse of Service

• Using automated systems, bots, or scripts without authorization
• Overloading our systems with excessive requests
• Scraping or data mining our Service
• Using the Service in a way that degrades performance for others
• Reselling or redistributing access to the Service

3.5 Harmful Content

• Uploading content that is defamatory, obscene, or offensive
• Harassing, threatening, or abusing others
• Posting content that infringes on intellectual property rights
• Distributing spam or unwanted communications

3.6 Commercial Misuse

• Using the Service for commercial purposes without authorization
• Selling, reselling, or licensing access to the Service
• Using the Service to compete with Clearly
• Using Clearly data or branding without permission

4. Your Responsibilities

As a user of Clearly, you are responsible for:

• Maintaining the security of your account and password
• All activities that occur under your account
• Ensuring your use complies with all applicable laws and regulations
• Keeping your account information accurate and up-to-date
• Reporting any security vulnerabilities or breaches to us promptly
• Using the Service in good faith and for its intended purpose

5. Data Accuracy

Clearly relies on the data you provide. While we strive to provide accurate calculations and helpful features, you are responsible for:

• Entering accurate financial information
• Reviewing and verifying calculations
• Making your own financial decisions
• Consulting qualified professionals for financial, tax, or legal advice

Clearly is a budgeting tool, not a financial advisor. Do not rely solely on our Service for important financial decisions.

6. Reporting Violations

If you become aware of any violation of this Acceptable Use Policy, please report it to us immediately at abuse@clearly.money.

We appreciate your help in keeping Clearly safe for everyone.

7. Enforcement

We reserve the right to investigate and take appropriate action against anyone who violates this Acceptable Use Policy. Actions we may take include:

• Issuing a warning
• Temporarily suspending your account
• Permanently terminating your account
• Removing content that violates this policy
• Reporting violations to law enforcement authorities
• Pursuing legal action to recover damages

We may take these actions at our sole discretion, without notice, depending on the severity of the violation.

8. Cooperation with Authorities

We will cooperate with law enforcement authorities and comply with valid legal processes, including subpoenas, court orders, and search warrants. This may include disclosing user information when required by law.

9. Changes to This Policy

We may update this Acceptable Use Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last Updated" date. Your continued use of the Service after changes become effective constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions about this Acceptable Use Policy, please contact us:

• General inquiries: support@clearly.money
• Report abuse: abuse@clearly.money
• Legal matters: legal@clearly.money