Plan your savings. Play with the rest.

Daily budgeting,
guilt free

Income in. Bills out. Savings dialed. The rest is your daily flex. Spend it or save it — we have you covered.

Sidecar

Flexible
$957.70
Tonight's savings+$32.39
Daily flex budget$47.67
Active ripples-$9.53
Today's transactions-$5.75
Today's Activity
-$5.75
Coffee Shop
Morning latte
-$5.75
7-Day Savings
$13$16$0-$7-$1$6$32
$60
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Total
$66.71 target this week
saved
deficit
total

Credit Card Payoff

Chase Sapphire
Payoff 7/2027
$383.08 of $2,400.00
16%
Amex Gold
Payoff 12/2026
$0.00 of $1,100.00
0%

Planned Purchases

Actively Funded (2)
Summer Trip
Due 7/15/2026
$400.00 of $400.00
Funded
New Laptop
P1
$174.62 of $1,500.00
12%
Idle Purchases (1)
Winter Coat
P3
$0.00 of $300.00$0/day
Active Ripples
-$9.53/day
Amex Gold
$1,100.00 balance
-$3.00/d
Chase Sapphire
$2,400.00 balance
-$6.53/d

How it works

Savings Protected

Clearly locks in your savings and bills first. You never have to choose between saving and spending.

Feel every purchase

Every purchase ripples forward on your daily budget. Spend big today, feel it tomorrow.

The Sidecar

Underspend and it grows — goals get funded. Overspend and it shrinks — goals get delayed.

Goals fund themselves

A trip. A laptop. A credit card balance. Add them, prioritize them. Pay with your Sidecar, guilt free.

256-bit encryption
Works on any device
Ready in 2 minutes

Set up in two minutes

1

Enter your income, bills, and savings targets.

Clearly subtracts savings and fixed expenses from your take-home pay. The remainder is divided into a daily flex budget.

2

Log what you spend.

Add transactions as you go. Larger purchases spread across multiple days automatically so your daily budget reflects their ongoing cost.

3

Unspent money goes to your Sidecar.

Each day, the gap between your budget and your spending accumulates. The Sidecar allocates it toward credit card debt and planned purchases in the priority you choose.

4

Check your dashboard.

Daily spending power, 7-day savings trend, active ripples, credit card payoff progress, and planned purchase tracking — all on one screen, updated daily.

Try it free.

Clearly is in beta. Request early access — no credit card required.